It is possible to provide high-quality healthcare at a low cost to the poor. The belief is what keeps USHEALTH going. The health sector is broken, the poor people need to access good healthcare too. The principle of USHEALTH care is ‘We believe in providing high-quality healthcare to the poor at a low cost.”
USHEALTH group is determined to make a model of durable healthcare in areas where other people thought it was not possible. With licensed health and life insurance companies, USHEALTH offers coverage to policyholders for sickness and accidents. They also cover short-term accident disability, critical illness, life and dental coverage among others.
USHEALTH mission is ‘To protect our customers from financial hardships due to unforeseen illness or injury.’ Simply the group provides peace of mind to those who suffer due to the occurrence of these predicaments. They keep the promise accorded by the insurance cover the customer signed.
The vision of USHEALTH is to build premier health insurance organization in America. The group is working towards being the company of choice to all its stakeholders. This vision will be achieved through a commitment to offer excellent services and exceptional value to the customers.
Secure dental plans
USHEALTH acknowledges that everyone deserves a healthy smile. They, therefore, provide three dental offer plans.
• Plan 1. Premium plan, under this plan, the individual contributes $50 while the family contributes $150 per insured. The plan covers basic, preventive and major care to the issued. Additionally, there are orthodontic deductibles which are; $1500 orthodontic calendar year, $1000 benefit per insured lifetime maximum
• Plan 2. The savers plus plan. Under this plan, the deductibles are $50 per individual, $150 for family covers for preventive, basic and major care. Orthodontic care services are discounted to $1000 maximum per insured every calendar year,
• Plan 3. Savers plan. This plan is characterized with deductibles of $50 per individual and $150 per family cover that caters for basic, preventive and major care. The orthodontic care services under this plan are discounted at participating providers at maximum $500 per insured ever calendar year.
Affordable Care Act (ACA) calls for individuals to uphold a minimum essential coverage. The mandate was made in 2014 and beyond. Failure to honor this order, one is subjected to the payment of annual shared responsibility payment. The amount is calculated from individual’s household earnings each year. The secure dental plan offers benefits for dental services only. Workers compensation under state law is an essential health benefit. However, it is not considered minimum essential coverage under ACA. An insured under secured dental plan is subjected to ACA’s shared responsibility payment unless they have an exemption from ACA.
It is important to note that secure dental is not available in all states, customers should, therefore, enquirer first from the licensed agents for more information.